{"id":431,"date":"2020-11-09T15:07:00","date_gmt":"2020-11-09T15:07:00","guid":{"rendered":"https:\/\/www.waterburysmiles.com\/blog\/?p=431"},"modified":"2020-11-30T15:08:08","modified_gmt":"2020-11-30T15:08:08","slug":"how-to-maximize-your-dental-insurance-benefits","status":"publish","type":"post","link":"https:\/\/www.waterburysmiles.com\/blog\/2020\/11\/how-to-maximize-your-dental-insurance-benefits\/","title":{"rendered":"2020 Dental Insurance: Use It or Lose It!"},"content":{"rendered":"\n<div class=\"wp-block-image\"><figure class=\"alignleft size-large is-resized\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.waterburysmiles.com\/blog\/wp-content\/uploads\/2020\/11\/Ticking_clock_next_to_text_time_is_running_out__.jpg\" alt=\"Ticking clock next to text time is running out\" class=\"wp-image-432\" width=\"288\" height=\"191\" srcset=\"https:\/\/www.waterburysmiles.com\/blog\/wp-content\/uploads\/2020\/11\/Ticking_clock_next_to_text_time_is_running_out__.jpg 800w, https:\/\/www.waterburysmiles.com\/blog\/wp-content\/uploads\/2020\/11\/Ticking_clock_next_to_text_time_is_running_out__-300x200.jpg 300w, https:\/\/www.waterburysmiles.com\/blog\/wp-content\/uploads\/2020\/11\/Ticking_clock_next_to_text_time_is_running_out__-768x512.jpg 768w\" sizes=\"auto, (max-width: 288px) 100vw, 288px\" \/><\/figure><\/div>\n\n\n\n<p>Whether you have an individual plan or one through your employer, there is no time like the present to maximize your dental insurance benefits. After all, many reset in January, meaning there are only a few weeks left to prevent your coverage from turning into wasted dollars. If you are unsure where to start, here are three tips to help!<\/p>\n\n\n\n<!--more-->\n\n\n\n<h2 class=\"wp-block-heading\">Tip #1: Utilize Your Preventive Care<\/h2>\n\n\n\n<p>No oral hygiene regimen is complete without bi-yearly trips to the dentist, which is why most dental plans cover the cost of routine visits in full. After all, they play a crucial role in cleaning the hard-to-reach areas of your mouth, removing stubborn plaque and tartar, and detecting non-dental issues, like oral cancer. However, if you skip one of your preventive care appointments, you don\u2019t get an extra one the following year. So, if you haven\u2019t scheduled your second professional checkup and cleaning, then there is no time like the present to do so!<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Tip #2: Check If You\u2019ve Met Your Annual Maximum<\/h2>\n\n\n\n<p>Your annual maximum is the highest dollar amount your insurance provider will put toward your treatment within a given year. Since it resets when your plan does, don\u2019t put off scheduling any restorative procedures that your dentist recommends. That way, you can use the residual coverage toward protecting your oral health and your beautiful smile.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Tip #3: Use Your FSA Dollars for Out-of-Pocket Expenses<\/h2>\n\n\n\n<p>A Flexible Spending Account is an employer-sponsored health benefit that allows employees to set aside a portion of their paycheck to cover medical-related expenses that arise throughout the year. Sadly, many patients are unaware of how much is in their FSA or forget about it entirely, leaving it to reset before they have a chance to use it. To prevent this from happening to you, ask your HR department (or whoever handles your benefits) about utilizing your dollars toward out-of-pocket expenses before the new year.<\/p>\n\n\n\n<p>The last thing you want is for the coverage you pay for to go to waste. Fortunately, you can prevent that from happening by utilizing the above tips before the end of the year!<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">About the Author<\/h2>\n\n\n\n<p>Since earning his dental degree at the University of Connecticut School of Dental Medicine, <a href=\"https:\/\/www.waterburysmiles.com\/meet-the-dentists.html\">Dr. Luciano Marini<\/a> has completed countless continuing education hours to bring the highest quality of dental care to patients in his community. Plus, his knowledgeable team can file your health insurance claims on your behalf to maximize your coverage to the fullest! If you would like to utilize your benefits before the new year, visit his <a href=\"https:\/\/www.waterburysmiles.com\/contact-us.html\">website<\/a> or give him a call at <strong>203-575-9097<\/strong>.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Whether you have an individual plan or one through your employer, there is no time like the present to maximize your dental insurance benefits. After all, many reset in January, meaning there are only a few weeks left to prevent your coverage from turning into wasted dollars. If you are unsure where to start, here [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-431","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.6 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Ways to Maximize Your Insurance Benefits l Waterbury Smiles<\/title>\n<meta name=\"description\" content=\"As the end of 2020 rapidly approaches, there are only a few weeks left to maximize your dental insurance benefits. Here\u2019s how!\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.waterburysmiles.com\/blog\/2020\/11\/how-to-maximize-your-dental-insurance-benefits\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Ways to Maximize Your Insurance Benefits l Waterbury Smiles\" \/>\n<meta property=\"og:description\" content=\"As the end of 2020 rapidly approaches, there are only a few weeks left to maximize your dental insurance benefits. Here\u2019s how!\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.waterburysmiles.com\/blog\/2020\/11\/how-to-maximize-your-dental-insurance-benefits\/\" \/>\n<meta property=\"og:site_name\" content=\"Waterbury Smiles Blog\" \/>\n<meta property=\"article:published_time\" content=\"2020-11-09T15:07:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2020-11-30T15:08:08+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.waterburysmiles.com\/blog\/wp-content\/uploads\/2020\/11\/Ticking_clock_next_to_text_time_is_running_out__.jpg\" \/>\n<meta name=\"author\" content=\"drmarini\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"drmarini\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.waterburysmiles.com\/blog\/2020\/11\/how-to-maximize-your-dental-insurance-benefits\/\",\"url\":\"https:\/\/www.waterburysmiles.com\/blog\/2020\/11\/how-to-maximize-your-dental-insurance-benefits\/\",\"name\":\"Ways to Maximize Your Insurance Benefits l Waterbury Smiles\",\"isPartOf\":{\"@id\":\"https:\/\/www.waterburysmiles.com\/blog\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.waterburysmiles.com\/blog\/2020\/11\/how-to-maximize-your-dental-insurance-benefits\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.waterburysmiles.com\/blog\/2020\/11\/how-to-maximize-your-dental-insurance-benefits\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.waterburysmiles.com\/blog\/wp-content\/uploads\/2020\/11\/Ticking_clock_next_to_text_time_is_running_out__.jpg\",\"datePublished\":\"2020-11-09T15:07:00+00:00\",\"dateModified\":\"2020-11-30T15:08:08+00:00\",\"author\":{\"@id\":\"https:\/\/www.waterburysmiles.com\/blog\/#\/schema\/person\/b287573e50720eac1bd63949dd3cca19\"},\"description\":\"As the end of 2020 rapidly approaches, there are only a few weeks left to maximize your dental insurance benefits. 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